Terms & Conditions

Effective Date: March 30, 2025

Welcome to Bonus Breeze, your trusted guide to bank and credit card bonuses. These Terms & Conditions (“Terms”) govern your access to and use of BonusBreeze.com (“Site”). By accessing or using the Site, you acknowledge that you’ve read, understood, and agreed to be bound by these Terms.

We know this isn’t the most thrilling part of your bonus-hunting journey, but it’s important. So grab a coffee, and let’s break it down.

1. Who We Are

Bonus Breeze is a digital platform that curates and compares bank account, credit card, and other financial bonus offers available in the U.S. We aggregate promotions from hundreds of banks, credit unions, and card issuers to help you discover meaningful financial opportunities.

We’re not a bank, financial institution, or credit issuer. We don’t handle your applications, process transactions, or make credit decisions. We’re here to simplify your search and help you make informed choices—bonus by bonus.

2. How We Make Money

Bonus Breeze is free for users—and always will be. Some of the links and offers on our site are affiliate links, which means we may earn a commission if you apply for a product through our site and get approved or meet certain criteria.

Rest assured, our editorial process is independent. We never accept compensation in exchange for guaranteed placement, and we don’t rank offers based on commissions. If an offer is listed, it’s because it earned its spot fair and square.

3. Offer Accuracy and Availability

We strive to keep every offer up to date, accurate, and as exciting as the day it launched. However, financial institutions can (and do) change the terms of their promotions without notice. Offers may expire, terms may shift, and bonus criteria can vary.

We do our best to stay current, but always confirm the full details, eligibility requirements, and expiration dates directly with the bank, credit union, or card issuer before applying.

4. Bonus Eligibility

Not all bonuses are created equal—and not all users will qualify for every offer.

Each bonus may require:

  • A new account (i.e., you can’t have held that account in the past X months).
  • A minimum deposit or spend.
  • Qualifying direct deposits or transactions.
  • Account usage within a certain timeframe.

We highlight these requirements wherever possible, but it’s your responsibility to ensure you qualify before applying. Bonus denial due to ineligibility is between you and the institution.

5. Credit Checks and Financial Decisions

Applying for a credit card or certain financial products may involve a hard credit inquiry, which can temporarily impact your credit score. Bonus Breeze does not perform credit checks, nor do we access your personal credit data.

We do not provide personalized financial, legal, investment, or tax advice. Please consult a licensed professional if you’re unsure about any decision.

6. Your Use of the Site

By using Bonus Breeze, you agree to:

  • Use the site only for lawful, personal, and non-commercial purposes.
  • Refrain from scraping, duplicating, or reproducing site content without written permission.
  • Not interfere with site functionality through malicious code, bots, or unauthorized automation.

Abuse of the site or violation of these terms may result in termination of access.

7. User Accounts and Communications

You may choose to create an account or subscribe to our newsletter to receive curated offers, alerts, or bonus updates. By doing so:

  • You agree to provide accurate and current information.
  • You’re responsible for maintaining the confidentiality of your account.
  • You can unsubscribe or delete your data anytime via your account settings or by contacting us.

We do not sell or misuse your personal information—see our Privacy Policy for full details.

8. Third-Party Content and Links

Bonus Breeze contains links to third-party sites and financial institutions. We are not responsible for the content, security, or terms of those external sites. When you click an external link, you are subject to that site’s terms and privacy practices.

We recommend reviewing the terms of each financial institution before applying or sharing personal information.

9. Intellectual Property

All content on Bonus Breeze—including but not limited to text, logos, site design, software, databases, and graphics—is the property of Bonus Breeze and protected by copyright and trademark laws.

You may not reproduce, republish, or distribute our content without written consent. (Sharing a link with a friend? Totally fine. Copy-pasting our entire site to make your own? Not cool.)

10. Limitation of Liability

We provide our content and services “as is” and “as available,” without warranties of any kind—express or implied. Bonus Breeze does not guarantee:

  • You will be approved for a product.
  • You will receive a bonus.
  • The accuracy or timeliness of every offer listed.

We are not liable for any losses, denied bonuses, or frustrations stemming from your use of the site or your interactions with third-party financial institutions.

11. Changes to These Terms

We may update these Terms from time to time to reflect new features, regulatory requirements, or company changes. When we do, we’ll revise the “Effective Date” at the top of the page.

By continuing to use the site after changes are made, you agree to the revised terms.

12. Termination

We reserve the right to restrict, suspend, or terminate access to the site, services, or accounts at our sole discretion, especially in cases of abuse or fraudulent behavior.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

14. Contact Us

Have questions, suggestions, or spotted an expired offer? Let us know—we love hearing from fellow bonus hunters.

Email: stephen@bonusbreeze.com

Thanks for trusting Bonus Breeze. Now go out there and claim those rewards—wisely and often.